Small Business Funders
Call one of our
funding experts today
1-855-SBFUNDERS (1-855-723-8633)

What is a Merchant Cash Advance?

Advance

Your business is given an initial cash advance

The amount Small Business Funders finances your business and the amount you pay back are agreed upon at the very start.

You receive a cash advance
Repayment

A small percentage of your total sales is taken as repayment

It doesn't matter if it takes you 5 weeks, 5 months or 1 year to pay us back because you still pay back the same amount.

You receive a cash advance
Completion

Once you're paid off, you go back to receiving 100% of your sales

Everything will go back to normal except you now have increased cash flow and a more valuable and profitable business.

You receive a cash advance

Merchant cash advances are a type of business loan alternative. Basically, our clients sell a small percentage of their future business in order to receive additional capital that they require. The advanced funds are repaid gradually with the future sales that a business makes.

Merchant Cash Advance Loans vs Small Business Loans

Although a lot of people tend to use these terms interchangeably, business loans and business cash advances are quite different from each other. Both business loans and business cash advances provide your company with additional funding, but that is where their similarities end.

Bank
Loan
Small Business Funders
No fixed interest rate
no
yes
We take a small predetermined percentage of your sales
Flexible
no
yes
You'll always have the operating funds to run your business
Quick and easy
no
yes
Get approved within 24 hours
Must have good credit
no
yes
No collateral, no personal guarantee & no min. credit score
  • No Credit Rating Requirements. How much you borrow with a conventional business loan depends almost always on your credit score. But with a cash advance, we won't bother requesting copies of your credit report and find out how your financial standing is. What we just want to know is how well your business is doing right now.
  • No Collateral. A conventional business loan is rarely unsecured with collateral. But with cash advances – and especially the ones that our company is offering – you will rarely find one that requires you to put up collateral. Ours certainly don't!
  • Flexible Terms. Whether you want to pay off your advance in weeks, months, or years does not matter. Due to the sale-based repayment system that we are using, we can more than afford to work on the terms you have personally selected.
  • Guaranteed 24-Hour Result. 24 hours are all we ask and no more than that to process your application and give you the answer that you need.

Enjoy automated payment

As discussed early on, you will be able to choose when and how you want repayments to be done. You need not worry as well about increasing interest rates with longer terms because that is not how our company works.

We want you to be able to fully concentrate on making your business grow as well as for your sales and profit margins to increase. That's why we have made sure we are offering you every option available to make repayments as manageable and convenient as possible.

Enjoy a bigger and better business afterwards

Due to our flexible options for repayment, you will be surprised as to how quickly and easily you can repay the cash advance you have taken. And once you've fully repaid, you are then free once more to enjoy 100% returns on your business' sales and, of course, your own hard work as well.

Apply Now

See how much you qualify for




Apply Now

What's the next step?

Get a head start by filling out and faxing our complete application

View Complete Application