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Liquor Store Financing

Types of Liquor Stores

Liquor stores vary generally according to the types of state laws that they have to adhere to. How your business operates and which types of alcoholic beverages it can offer will typically depend on the state you are in as well as whether your store is a stand-alone business or is renting space from a grocery store or gas station.

Here are some factors that would make a difference in the way your liquor store operates.

  • Ownership. 18 states in the country currently have laws that only allow the state government to own and operate liquor stores. Obviously, these states are not the ideal places to expand your business.
  • Liquor type. States like Utah and Minnesota, for instance, only allow liquor stores located in gas stations and supermarkets to sell low-point beer. Certain states also have varying laws depending on whether your store can sell beer, wine, or distilled spirits.
  • Availability. There are, however, also states such as New Mexico, Missouri, California, and Nevada in which liquor is virtually available in all types of establishment.
  • Minimum age requirement. In the US, the minimum age requirement for buyers of liquor is 21 years old. That said, it would be smart to opt to situate your liquor store in a location wherein the majority of the population is within legal buying and drinking age.
  • Operating Hours. There are states with very lenient laws like Arizona, in which liquor stores are permitted to operate even during holidays as well as elections day. In Kentucky, off-premise sale of liquor is only permitted between 1:00 p.m. and 4:00 p.m. during Sundays.

Improve the Location of Your Business

Sometimes, a change of location is necessary for liquor stores to improve their sales. Here at Small Business Funders, we greatly support your decision to take proactive risks with your business and would be happy to extend a merchant cash advance to finance relocation.

Possible target areas of relocation include the following:

  • Grocery stores and supermarkets
  • Gas stations
  • Malls or department stores
  • Casinos
  • Your own commercial space, owned or leased

Types of Liquor Business Expenses

The nice thing about liquor stores is that most of its operational expenses such as utilities and wages are more affordable than most. They do, however, have other types of expenses that are likely to cost them a pretty penny once in a while. In some cases, such expenses may also require business owners to take out a merchant cash advance for its settlement.

  • Import taxes or duties
  • Licenses
  • Inventory
  • Equipment and supplies for storing and aging liquor

Why You Need Liquor Business Financing

A merchant cash advance is typically obtained by a liquor store owner to improve his profit margin through the following methods:

Expand product line to create new or satisfy current demand

Your liquor store can enjoy an increase in sales if you can offer special types of liquor that are not available in other stores.

Offer delivery services

Make life more convenient for your loyal customers by investing in your own small delivery crew and transportation.

Install security system

Due to the nature of your business, there is always the risk of having your business disrupted by intoxicated individuals. Keep your business as well as your clients safe by installing a security system that will get the authorities on your doorstep at the first sign of trouble.

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